Personal Savings Solutions

At American Momentum Bank (AMB) we are committed to providing you with quality products and services.

Momentum Money Market Account***

Competitive market rate of interest based on your balance

•          $1,000 minimum average collected balance to avoid a $10 monthly maintenance fee
•          No minimum balance requirement to earn interest
•          Interest is tiered, compounded daily and paid monthly*
•          Minimum to open is $100
•          Up to six withdrawals or transfers per statement period at no extra charge, transactions exceeding legal limit are $10 each***
•          Paper or eStatements available
•          50% discount on first-year rental of a safe deposit box
•          No fee for ATM card
•          No fee, unlimited ATM use at AMB ATMs and surcharge-free network ATMS nationwide
•          No fee for Online Banking with Bill Pay***

Momentum Classic Savings Account***

A great way to build your savings with a low minimum balance requirement

•          $100 minimum average collected balance to avoid a $3 monthly maintenance fee
•          No minimum balance requirement to earn interest
•          This account earns interest, compounded daily and paid monthly**
•          Minimum to open is $100
•          Up to six withdrawals or transfers per statement period at no extra charge, transactions exceeding legal limit are $3 each***
•          Paper or eStatements available
•          No fee for ATM card
•          No fee, unlimited ATM use at AMB ATMs and surcharge-free network ATMs nationwide

Momentum Incentive Savings Account (under 18 years old)***

Savings account for clients age 18 or younger

•          No monthly maintenance fee
•          No minimum balance requirement to earn interest
•          This account earns interest, compounded daily and paid monthly**
•          No minimum to open
•          Up to six withdrawals or transfers per statement period at no extra charge, transactions exceeding legal limit are $3 each***
•          Paper or eStatements available
•          No fee for ATM card
•          No fee, unlimited ATM use at AMB ATMs and surcharge-free network ATMs nationwide

Certificates of Deposit

A great way to lock in your interest rate

•          This account earns interest and is compounded daily
•          Minimum to open is $1,000
•          Quarterly CD statements
•          No fee inquiry access to Online Banking

*The interest rate and APY are variable, depend upon the applicable balance tier, and at the bank’s discretion, may change anytime without prior notice.

**The interest rate and APY are variable and, at the bank’s discretion, may change anytime with prior notice.

***Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market accounts to a maximum of six per month or monthly statement period. An excess activity fee may apply for each transaction that exceeds the limit and your account may be converted to a transaction account. For detailed information, please refer to our Deposit Agreement and Disclosures booklet. Every effort has been made to ensure accuracy and reliability in the information provided. However, the information is subject to change. Other fees may apply.